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Shared Ownership

Shared Ownership

Shared Ownership 

As a Shared Owner you have bought a share of your home and pay rent on the remaining shares, until you own 100% of your home. You may also pay a service charge which covers your contribution to the upkeep costs of communal areas, the structure of the building, and other specific services.

As a Shared Owner you will not be charged for, or entitled to, general housing management services, such as responsive repairs to your home. Each year, all Shared Owners will be consulted on their service charge.

To speak to our Leasehold and Sales Team call 0800 678 1894

or E-mail: leaseholderteam@torus.co.uk

Shared Owner Insurance

Shared Owners are required as a condition of the lease, to have buildings insurance with us. View the full summary of the Shared Owner Insurance Cover for more information.

Shared Ownership Leaseholders Information

  1. Introduction
  2. The Lease
  3. Living in flats and maisonettes 
  4. Rent and Service charges 
  5. Major Works and Sinking Fund 
  6. Repairs
  7. Home Improvements 
  8. Selling your Shared Ownership home 
  9. Buying more shares of your home 
  10. Additional services 
  11. Useful contacts 
  12. Administration fees 
  13. Shared Ownership FAQs